If you’re anything like me, you’re constantly watching for ways to save a dollar. Also if you’re anything like me, you’re hoping this article is full of easy ways to magically save money with little to no effort. Hopefully by reading this you’ll save money by osmosis. That’s my goal when I click on articles like this one. Truly, I hope you find some osmosis-like savings here. Even more truly, I hope you find some fantastic ways to cut costs that make your life simpler. We have done most, if not all, of these things. In fact, we do most of these things on the regular, and it doesn’t even…