• Quiet time with coffee
    Faith

    Quiet Time Matters

    A friend recently told me how romantic it sounds to wake early, cozy up with a steaming mug of coffee, and take time to read God’s Word in the quiet hours of the morning before anyone else is awake.  She also told me that’s not how it works at her house.  For her, it’s after the baby has gone to bed, after the dinner dishes are done, maybe in the bath because that’s where she can get a moment on her own.  I used to get up at 6:30 and enjoy that quintessential morning with Jesus, and I loved it (“you sound like a grandma,” a coworker once told me). …

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  • Desk for Budget
    Finance

    Budget 101: Yes You Should

    Let’s talk about The Budget.  No, I did not just swear at you.  It’s going to be fine.  In so many households, “budget” is a dirty word.  It denotes deprivation, poverty, and Ramen noodles.  Friends, it does not have to be this way!  The Budget is a valuable and frequently misunderstood tool in your belt.  Today we’re going to lay the groundwork for an effective, long-lasting budgeting habit.  We’ll talk about why The Budget is so important, what The Budget is not, and what The Budget is.  At the end I’ll give you some clear, boots-on-the-ground action steps.

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